As a company, we primarily focus on helping people planning their finances for retirement, approaching retirement or who are actually retired; when reading our research, it should be viewed in this context.
As part of our rigorous review process, we first look at the whole market to identify all the providers of gold IRAs and other precious metal IRAs before we seek to whittle the list down to select what we believe are the best gold IRAs companies.
All the precious metal IRA companies we review go through our strict and rigorous review cycle. Unlike several other internet review sites, we do NOT just look at what others have said online.
We start by contacting each company; we pose as a potential customer and ask them a series of questions that allow us to understand how they interact with us as a potential customer, how knowledgeable they are about the market and what options they might advise. We look to find out if they advise in regulated areas where they should not be making a recommendation. Our review process also checks that they provide accurate information. We look to assess how pushy and forceful each precious metals company is when attempting to close a sale.
As part of the process mentioned above, we request all their information kits and go through any educational programs they may offer. We assess their follow up procedures, but we stop short of purchasing precious metals or doing a rollover from a 401k to a gold IRA.
When we are happy that we want to include them within our total reviews, we then advise them that we are actually a review site and get down to the serious business of in-depth questioning; yes, by this time, we have looked at all of the reviews posted on BBB, BCA, Trust Pilot and the like. We can then pick up any details where they may have had bad reviews and ask for explanations. We ask what might have gone wrong? Then look for any details of any process improvements that have been put in place due to any bad reviews or complaints.
As the final part of the review, we pick about 20 reviews at random from the gold companies website and ask if we can talk to any of the people who have written the reviews. If the answer to this is no or any other red flags have been shown in our research phase, they get kicked out, and we do not recommend them to you, our readers.
Now that you understand the review process, let us look at whom we chose as our 2022 Best Gold IRA Companies and why we chose them.
American Hartford Gold (AHG) is probably one of the best-known brand names for the provision of precious metals. They are a family operated and owned gold, silver and precious metals company based in California out of Los Angeles,
Their declared mission is to help individuals and families invest in precious metals. As well as being able to sell most forms of the precious metal as physical products and have it delivered directly to your door, they also have a highly competitive gold IRA offering; this is why we classed them amongst our top three gold IRA companies in the USA.
From making initial contact with AHG, we found them fair and totally transparent. We suspect all but the most seasoned precious metals investor will need to take advantage of a great education program offered by AHG.
Little information on product pricing included on their website
The minimum investment in a gold IRA is $10,000
The minimum purchase for cash purchases is $2,500
The process to open a gold or precious metals IRA with American Hartford Gold could not be simpler; follow these easy steps
Augusta Precious Metals is primarily focused on the gold IRA market; therefore, they are not the company to go to if you want to purchase the odd gold or silver coin.
We have included them in our number two spot as our research shows they are the only company in this gold IRA market where we could find zero complaints when we checked out the major customer review and testimonial sites like the BCA and BBB. No recorded complaints is an impressive measure when you consider this company was launched in 2012.
When we reviewed Augusta Precious Metals, we found that because they concentrated on the precious metals IRA market, all the people we spoke to were very highly trained and focused and could answer any question we posed there and then; this timely and accurate approach we found refreshing.
When you combine the expert knowledge of APM staff with the great webinar and education program they run, it is not hard to see why they feature so highly in our best gold IRA rankings and recommendations.
We were told that none of the staff is individually paid commission, which is why we found the staff more willing to spend the time to answer our questions fully, making sure we completely understood the type of investment we were making. The lack of commissioned staff also seemed to make them less pushy and gave us the time we needed to conduct a full investigation as to the product and companies merits.
We found it hard to separate our top two companies and believe either is an excellent option if you want to put money into a gold IRA. Suppose you are looking to invest outside of a precious metal IRA; in that case, IRA Hartford American Gold probably has a broader set of options. However, if you are purely interested in investing through a precious metals IRA we feel Augusta Precious Metals might just be a better choice.
Our review of Augusta Precious Metals found acceptable price and investor information on their website. Augusta offers a free webinar with their in-house Harvard Business School lead analyst for people considering a larger investment. This one to one attention gives ample opportunity to get all your questions answered.
The process to open a gold or precious metals IRA with Augusta Precious Metals is very similar to opening an account with any of the top three best gold IRA companies and could not be simpler; follow these easy steps
Goldco Precious Metals is a company that offers investors the opportunity to buy and sell physical precious metals, including gold, silver, platinum, and palladium. The company has a history of over 25 years in the industry and is committed to providing quality customer service. Goldco is headquartered in Henderson, Nevada, and has additional offices in Scottsdale, Arizona and New York City.
Goldco offers a variety of services, including:
Gold and Silver Coins: Goldco offers a wide variety of gold and silver coins, including American Eagles, Canadian Maples, and South African Krugerrands.
Precious Metals Storage: Goldco stores your precious metals in its secure, state-of-the-art facilities. You can rest assured that your metals are safe and insured against damage or loss.
Precious Metals IRAs: Goldco can help you set up a precious metals IRA account and fund it with physical gold, silver, platinum, or palladium.
Online Trading: Goldco's online trading platform allows you to buy and sell physical precious metals 24/7.
When we had the opportunity to review Goldco, we were very impressed with the company. We found their website easy to navigate, and their customer service representatives were friendly and helpful. We were also impressed with the range and quality of the products that Goldco offers. Their gold and silver coins are beautiful and well-crafted, and their storage facilities are top-notch. Overall, we would definitely recommend Goldco to anyone looking to invest in physical precious metals. Thank you for reading my review!
Goldco is a great company that offers precious metal IRAs. They have much experience and are very reputable.
Overall, Goldco is a great company with a lot to offer investors. They have excellent customer service, a vast selection of metals, and low fees.
Again we have no hesitation recommending Goldco if you are looking to buy precious metal coins or bullion for your gold IRA or to rollover your 401k into a gold IRA plan